Long Beach Debt Settlement Lawyers
Circumstances beyond your control can cause you to get behind on debts, while high-interest rates and penalties make it impossible to ever get caught up. If you are facing these types of financial difficulties, Wadhwani & Shanfeld may be able to help.
We have a proven track record of success in helping people who are overwhelmed with debt get a fresh start. With over 25,000 satisfied clients and an A+ rating from the Better Business Bureau, we provide the caring support and trusted legal guidance you need in regaining control over your finances. To discuss the options, contact our experienced Long Beach debt settlement lawyers.
With Over 75 Years of Experience, Our Long Beach Debt Settlement Attorneys Provide Professional Legal Help
Dealing with overwhelming debts can be a nightmare. You may be facing harassing debt collector calls and threats of repossession or other legal actions, while late fees and penalty charges steadily increase the amount you owe. In many ways, the system is stacked against you and it can be impossible to ever get caught up.
At Wadhwani & Shanfeld, we understand how this type of situation can develop. Our Long Beach debt settlement attorneys have over 75 years’ worth of combined experience providing professional legal help to people facing serious financial problems. Debt settlement may be an option and involves negotiating with creditors to reduce your debts. This may be an option if you struggle in making payments for any of the following reasons:
- Job losses or reductions in income;
- Physical or mental health issues that caused you to accumulate significant medical debts;
- Issues with state or federal tax returns, resulting in heavy tax debts;
- Personal issues, such as going through a divorce;
- Added financial pressures in your family, such as the birth of a child or taking care of a sick or elderly relative.
How Debt Settlement In Long Beach Works
Regardless of the reason for your current financial difficulties, our legal team at Wadhwani & Shanfeld is here to help. Our Long Beach debt settlement attorneys can review your case and advise you on the options available.
In debt settlement, we negotiate with creditors on your behalf. The goal is to lower payments and the total amount owed by eliminating late charges and other penalties, reducing interest rates, and extending payment terms. We have extensive experience in negotiations and find that, while creditors may be initially reluctant, we can generally reach agreements. After all, getting a reduced amount is better than nothing at all. Common types of debts that we can reduce through debt settlement include:
- Credit card payments;
- Unsecured personal loans;
- Payday and title loans;
- Medical bills;
- Utility bills and leases;
- Private student loans;
- Outstanding auto loans, post-repossession.
To Discuss Debt Settlement, Contact Wadhwani & Shanfeld
Debt settlement can help reduce payments and amounts owed, giving you a fresh start financially. Request a consultation at Wadhwani & Shanfeld to find out if this is an option in your case. Contact our Long Beach debt settlement attorneys today.