Author Archives: Site Administrator
Risk of Online Bankruptcy Services
When you’re struggling with debt you can’t pay, your primary concern should be getting rid of it. If the debt isn’t very large, it can be as easy as making small budget changes, but what happens when the situation is dire? That’s where bankruptcy comes in. However, many people are embarrassed to file for… Read More »
What Debts Aren’t Dischargeable by Bankruptcy?
If you’ve got a great deal of credit card debt, collection agency accounts, medical bills, personal loans and car accident claims, there is a good chance that all of it can be discharged with Chapter 7 bankruptcy. However, not all debt can be wiped out. Before you file, it’s important to be aware of… Read More »
Betsy Devos Terminates DOE’s Partnership with CFPB
About 5 million Americans are behind on their student loan debt. This number has tripled since the previous decade and continues to grow, with no signs of slowing down any time soon. Recently, Education Secretary Betsy Devos ended her department’s partnership with the Consumer Financial Protection Bureau (CFPB). The CFPB had an agreement with… Read More »
What Should I Do If Creditors Are Harassing Me?
If debts become overwhelming and you start missing payments, creditors will soon come knocking. However, federal and state laws strictly regulate the way they can contact you. If you feel you are being harassed, or your creditors are engaging in unlawful behavior, you can take steps to protect yourself and uphold your rights. By… Read More »
Can I File My Own Bankruptcy?
Filing for bankruptcy is a daunting task to do alone. Sometimes, you may be able to file the claim yourself and manage your situation without legal assistance. However, hiring a lawyer can provide many benefits, including experienced legal advice and representation throughout the process. If you are going to file for bankruptcy but want… Read More »
7 Tips to Buy a House After Foreclosure
Suffering a foreclosure may feel like the end of your life as a homeowner. It can take time to recover from the financial blow of a foreclosure, but it is possible to receive a home loan again. “Boomerang buyers” are homeowners who have previously lost a home to foreclosure, but were able to buy… Read More »
Why Our Board Certified Bankruptcy Specialists Set Us Apart
Choosing the right attorney to guide you through your legal journey is one of the most important decisions you can make in your case – and it can make all the difference in securing a swift and successful outcome. By vetting attorneys based on their experience, reputation, and record of success, you can gain… Read More »
Can I File for Bankruptcy Without a Lawyer?
When it comes to legal proceedings, it is best to view them in much the same way you would a medical concern. When there are issues with your health, you visit a doctor or often a specialist when you have a certain ailment because they have the experience and specialized training you do not…. Read More »
Nation’s Largest Servicer of Student Loans Sued by CFPB
Navient Corp, the nation’s largest servicer of student loans, was sued by the Consumer Financial Protection Bureau (CFPB), alleging that they cheated borrowers by failing to provide the basic functions of student loan servicing. As a result, borrowers struggled to pay the higher payments demanded of them. Navient, which was once part of Sallie… Read More »
Divorcing and In Debt: Reasons to File Bankruptcy First
When considering divorce and bankruptcy, it is crucial to time these actions in a way that best makes sense for your circumstances. Generally, it is most beneficial to file for bankruptcy first since filing for both simultaneously delays any distribution of assets or liabilities. Filing for bankruptcy first may be difficult if you are… Read More »