Can I File My Own Bankruptcy?
Filing for bankruptcy is a daunting task to do alone. Sometimes, you may be able to file the claim yourself and manage your situation without legal assistance. However, hiring a lawyer can provide many benefits, including experienced legal advice and representation throughout the process.
If you are going to file for bankruptcy but want to do it yourself, here are three things to consider:
- The complexity of your case. Depending on your situation, filing for bankruptcy can be a fairly simple process. If you have few assets, no priority debts, and low household income, you may be able to file the claim yourself. The more complex your situation, however, the more you should consider hiring legal assistance.
- Whether you are filing Chapter 7 or Chapter 13. Chapter 7 bankruptcy claims are generally less complicated and easier to handle on your own than Chapter 13. If you file a Chapter 13, you will have to deal with extra paperwork and design your own repayment plan, which can be time consuming and difficult. Experienced bankruptcy attorneys can help you complete the correct forms and provide the advice you need to draft a reasonable repayment plan.
- Your willingness and ability to do it yourself. If you feel confident in your ability to file your own bankruptcy claim, and you have a thorough knowledge of bankruptcy laws and your financial situation, you may not need legal assistance. However, it is important to remember that filing for bankruptcy requires a lot of time, research, and calculations. You must also attend formal hearings and deal with complicated forms and paperwork.
Hire a Lawyer to Guide You Through the Process
At Wadhwani & Shanfeld, we are dedicated to helping clients seek favorable outcomes in bankruptcy cases. If you are filing for bankruptcy, our Southern California bankruptcy attorneys can discuss your case, provide legal advice, and assist you every step of the way. We know you are going through a stressful time, and we are here to help. With our dedicated lawyers, you can get the representation you need for your case.
Contact our firm today for a free consultation.
